Date: Wed, 18 Jun 2008 22:16:09 +0000 (GMT) From: Dear Greg Lehey, Thanks for contacting PayPal. I appreciate the opportunity to assist you with your questions. I'm sorry for the frustration you have gone through in sending this payment to your seller and finding appropriate answers to your questions. 1. The Instant Transfer payment method allows you to send a payment that is funded through your bank account. When you make a payment, the money will first be taken from your PayPal account balance. If there are not enough funds in your account balance to cover the full amount of your payment, and you have completed bank funding, Instant Transfer will be the default method of payment. To change the payment method for a transaction, click the 'More Funding Options' link and select a different payment method. This page will include the source of funds for the payment and other options to use as the funding source. Reviewing the details of your payment is important. Once the payment is sent, the details of the transaction cannot be edited. 2. I have submitted a request to my supervisor to transfer the funds in your PayPal account to your bank account. We will waive the $1.00 fee for you. Please let me know if you need further assistance. Sincerely, Susan Resolution Services